Dec 10, 2019 | Banking Law
The Home Mortgage Disclosure Act (the “HMDA”) requires certain types of financial institutions (e.g., banks, credit unions, savings associations, and other types of for-profit financial institutions) to collect and report specific loan-level information regarding home...
Oct 1, 2011 | Real Estate Law
As we move towards the close of 2011 and the start of 2012, it is always important to revisit the Florida Homestead Tax Exemption to make sure its benefit is not missed. As in 2011, the Florida Homestead Tax Exemption for 2012 will provide that property owners who...
Dec 22, 2010 | Real Estate Law
Fourth Quarter , 2010 Gone are the days of walking into a bank and signing your name for an unlimited amount of money. Despite the assurances from Washington that banks should lend to small businesses, the truth of the matter is that government regulators are...
Sep 12, 2009 | Banking Law, Real Estate Law
Recently, Governor Crist approved Florida Senate Bill 2430 which amended Florida Statute 201.02 effective July 1, 2009. This newly enacted bill has drastically altered the documentary stamp tax provision of Florida Statute 201.02 by providing that effective July 1,...
Aug 5, 2007 | Real Estate Law
With the current real estate market in a state of flux, many buyers and sellers are looking for new alternatives in lieu of the conventional sale. One such alternative, the lease option, is a creative tool that benefits both buyers and sellers. A lease option is a...